American University of Antigua College of Medicine offers its students an exceptional education at an affordable rate. The following pages include information regarding tuition & fees, our loan program, scholarship opportunities, and student financial services.

Additional fees for Step I and Step II CS/CK exams, payable to the Educational Commission for Foreign Medical Graduates (ECFMG), can be viewed here.

Deposits

A $500 seat deposit is due no later than 14 days after receipt of your medical school acceptance letter. A $750 housing deposit is due no later than 45 days prior to the start of classes. If your acceptance date falls within that 45 day window, BOTH deposits are due immediately. Please be aware that both deposits are applied to overall student charges. If a student is granted a deferral, both deposits will be moved to the appropriate semester of matriculation.

Health Insurance

All actively enrolled students are required to have health insurance coverage. A limited benefit injury and sickness plan (United Healthcare) is automatically provided to all students who have not waived coverage; See information Here. The premium period for all basic sciences/college of medicine students runs the course of the semester: Feb-Jul & Aug-Jan; at a cost of $590.00 USD per period. For PreMed, 5th semester, and clinical sciences students the premium periods occur on a “trimester” basis: Jan-Apr, May-Aug, and Sep-Dec; at a cost of $393.00 USD per period. If you will be actively enrolled at any point within each premium period, you must have insurance coverage.

For those of you who have not waived coverage and do not want to, you do not need to take any further action. You will be charged and covered at the beginning of each premium period, in which you are actively enrolled, automatically. For those of you who have already waived coverage, you also do not need to take any further action. You will not be charged or covered by the school insurance policy, unless you request otherwise. If you believe you have waived insurance coverage, but would like to confirm – please email insurance@auamed.org to ask if your account has been marked as waiving school insurance coverage.

If you would like to waive the school insurance policy, you need to do so in advance of the start of the coverage period. For all basic sciences/college of medicine students – you need to have provided adequate proof of your own coverage before February 1st (for the Spring semester) or August 1st for the Fall semester). For PreMed students – you need to have provided adequate proof of your own coverage before January 1st (for the Spring trimester), May 1st (for the Summer trimester), or September 1st (for the Fall semester). For 5TH semester and clinical students – you need to have provided adequate proof of your own insurance before the start of any trimester premium period in which you will be actively enrolled.

Adequate proof of insurance can be as simple as providing a copy of the front and back of your insurance card. It must have your name on the card! If you are covered by someone else, we will need to see documentation from the insurance company identifying you as being covered under their policy. Proof of insurance should be emailed to insurance@auamed.org stating that you would like to waive the school provided health insurance coverage.

Housing & Housing Damages Deposit

New students are required to live in student housing for one semester and must pay a $1,000 Housing Damages Deposit (HDD). Both rent and HDD are due prior to the start of classes along with all other charges for tuition and fees per due dates specified on student tuition billing statements. The HDD will be held until the 1-semester housing obligation is met. At the end of the lease after the student has moved out and the apartment has been inspected and appropriate damages or replacement charges have been posted, the HDD will be credited back to the student’s account.

Refund Policy

Refunds are only given for tuition and only when students officially withdraw and a credit balance condition results from the appropriate tuition adjustment.  Refunds are not given for Leaves of Absence. Official withdrawal forms can be obtained from the campus Registrar’s office.  Clinical students should contact the New York Registrar for proper forms.

Tuition credit adjustments will be given according to the following:

• Official withdrawal prior to the first day of class – Credit adjustment for 100% of tuition
• Official withdrawal after the start of classes – Pro-rated credit adjustment for tuition based on the percent of time not attended after the official date of withdrawal.  There will be no tuition credits after 60% of the semester has passed.

Other Information

Estimated food and entertainment expenses per semester – $2,500

Bus service (from the seven housing options to the AUA campus) – $450 per semester

Campus parking permit – $150 per semester

Required textbooks and clinical attire (lab jackets, scrubs and patient exam kits) may be purchased through the University bookstore, or from other sources.

*Tuition and fees are subject to change as deemed appropriate by the Executive Committee.

**Additional fees payable to ECFMG will apply for Step I and Step II exams.

AUA is excited to announce that the Bank of Lake Mills (BOLM) Medical Education Loan Program (MEL) is NOW open for qualified students entering the February and August 2015 classes to apply to. Students will be required to have a minimum incoming GPA or transfer GPA (if applicable) of 2.75 or higher, in addition to a minimum FICO score of 675 and/or a cosigner that meets the credit and underwriting criteria of the bank. This program, in addition to covering 100% of tuition and fees, provides an additional $6,000 per semester which can be used towards the cost of room and board, books, transportation, health insurance, etc.

Considering the financial burden of medical school tuition, we understand that a loan program may provide you with the resources to fund your medical education. We have always and will continue to pursue the best possible lending avenues for our students.

Please contact the Student Financial Services department at studentfinancialservices@auamed.org or 877-666-9485 for detailed information and eligibility requirements.

Student Financial Services (SFS) provides advice to students about financing their education. SFS representatives provide personalized services, including but not limited to:

• Budgeting

• Recommendation on improving, repairing, or establishing credit

• One-on-one credit counseling

SFS does its utmost to help students obtain funding for a quality education. Students are encouraged to pursue outside grants and scholarships. Representatives are happy to speak with both current and prospective AUA students.

For more information, please email an SFS representative at studentfinancialservices@auamed.org or call 1-877-666-9485.

AUA recognizes the service and sacrifice of U.S. military veterans. The Department of Veterans Affairs (VA) has approved VA educational benefits to all qualifying students attending AUA College of Medicine. Eligible persons may receive Veteran Benefits under one of the following:

• Chapter 30 – Montgomery GI Bill

• Chapter 31 – Disabled Veterans Vocational Rehabilitation Program*

• Chapter 32 – Veterans Educational Assistance Program (VEAP)

• Chapter 33 – Post 9/11 GI Bill

• Chapter 35 – Dependents Educational Assistance Program

• Chapter 1606 – Montgomery GI Bill/Selected Reserve Educational Assistance Program.

• Chapter 1607 – Reserve Educational Assistance Program (REAP) We encourage all interested VA applicants to visit the Department of Veterans Affairs (VA). Please click the Road Map for Success to begin the process. Once you have completed your Road Map to Success you will receive your Certificate of Eligibility, which you will need to submit to our VA representatives at the American University of Antigua. AUA also offers veteran applicants a $2500 US Military Veterans Recognition Grant during Basic Sciences. For additional information visit our scholarship webpage for more information. *Benefits vary by state. 

For further details please contact our VA Representative Ms. Lynnise Pimentel (lpimentel@auamed.org) or visit the VA website for further details.

You graduated at the top of your class. You’ve been recognized by your community as a leader. We’ve noticed. AUA offers qualified students a variety of scholarship opportunities, which reward academic excellence and community and volunteer service. Unless otherwise noted, all scholarships require recipients to maintain Satisfactory Academic Progress (SAP) along with promotion to the next semester to maintain continued eligibility. These scholarships include:

• Physician’s Diversification Initiative Grant

  • A grant of $5,000 per semester covering the MD program will be awarded to qualified students who are underrepresented in medicine with an undergraduate GPA of 3.25 or higher and a prerequisite GPA of 3.25 or higher and otherwise accepted to AUA by the admissions committee. Underrepresented in medicine means those racial and ethnic populations that are under-represented in the medical profession relative to their numbers in the general population (please see application).

  • The application requires an essay of no more than 500 words and must be accompanied by supporting documents such as transcripts, letters of recommendation, certificates, awards, and proof of eligibility, if necessary.

  • To apply, download the application here: DIG

• US Military Veterans Recognition Grant

  • A grant of $2,500 per semester, covering four semesters and the Fifth Semester, will be awarded to a limited number of U.S. military veterans, who have served in the U.S. Armed Forces on active duty, either currently or with an honorable discharge verified by DD214.
  • All recipients must provide official records demonstrating eligibility and candidates must otherwise meet all admissions standards of AUA.
  • To apply, download the application here:USM

• The EMT/Paramedic Recognition Grant

  • A grant of $1,500 per semester, covering four semesters  and the Fifth Semester, will be awarded to Certified EMTs or paramedics in attendance at AUA.
  • Proof of current certification must be provided to the scholarship committee. Candidates must otherwise meet all admissions standards of AUA.
  • To apply, download the application here: EMT

• AUA Research Grant

  • AUA Research Grant is awarded to clinical students who are involved in research. A grant of $500 is awarded to students who fulfill the following criteria:
    • Enrolled and in good standing with AUA
    • Presently in a clinical semester (semesters 6 – 10)
    • Research work must have resulted in publication or presentation at Regional, National, or International level
    • The research paper (in the acknowledgements) should have identified AUA as the respective student’s affiliation
    • Research Grant must be recommended by the Executive Dean of Clinical Sciences, AUA, and the chair of AUA’s Research Committee
    • To apply, download the application here: RGF

• The Antiguan Tuition Grant

  • A limited number of Antiguan Tuition Grants are available only to Antiguan citizens currently enrolled at AUA
  • The grant provides tuition for the duration of the 4-year MD program. The grant does not cover room, board, transportation, or educational supplies. Some or all clinical rotations may be scheduled at sites in CARICOM nations.  Further, the tuition grant for clinical sciences covers tuition for “normal” AUA clinical rotations. For any out of ordinary clinical rotations, such as “attending the FIU certificate program”, AUACOM tuition grants will cover the prevailing base tuition rate and the difference will be student’s responsibility. AUA cannot guarantee clinical placement in the United States as immigration to the United States is at the discretion of the U.S. Immigration Authorities.

• Admissions Committee Scholarship for Academic Achievement

  • Limited scholarships are awarded to students who have demonstrated academic excellence and are applicants to the MD Program. The admissions committee nominates all candidates for this scholarship.
  • A grant of $3,500 per semester covering four semesters and the Fifth Semester, will be awarded to those students with an undergraduate GPA of at least 3.8, and a prerequisite GPA of 3.5 or higher and otherwise accepted to AUA by the Admissions Committee.
  • Students must have a High Pass each semester to continue receiving this scholarship.

• The American Association of Physicians of Indian Origin (AAPI) Scholarship for students of Indian Descent

  • This scholarship provides half tuition covering four Basic Sciences semesters at AUA.
  • AAPI limited scholarships do not include room, board, transportation, or educational supplies.
  • AUA applicants will ideally possess a minimum overall undergraduate GPA of at least 3.50 and a prerequisite GPA of 3.25 or higher and otherwise be accepted to AUA by the admissions committee.
  • To apply, download the application here: AAPI

Before you apply for one of these scholarships, please make sure you have the following:

• Completed enrollment application (as applicable to AUA)
• Completed scholarship application
• Enclose copies of all your transcripts from all schools/colleges/universities attended (if not submitted to Admissions)
• Letter of recommendation specifically for scholarship from a professional or academic source

All applications should be submitted to:

Admissions Department
ATTN: Nigel James
Manipal Education Americas, LLC, Representative of:
American University of Antigua
One Battery Park Plaza, 33rd Floor
New York, NY 10004

Applications must be submitted to the Scholarship Committee (SC) at least 8 weeks prior to the start of the semester. All award recipients will be notified both in writing and via telephone 2 weeks after the SC has made a decision. The SC meets at least twice each semester to evaluate all applications and all decisions are final and not open to appeal.

A separate application is required for each scholarship outlining academic successes and challenges, community service, and/or professional achievements and recognitions. Scholarship(s) are solely used to reduce tuition cost and cannot result in a cash refund. Grant/scholarship awards will be in the form of credit towards tuition. Category, quantum and length of award, number of awards, and requirements for any/all grant/scholarship programs are subject to change without prior notice. All awards will cover just the tuition subject to the applicable limits except where specifically mentioned.

*CARICOM Tuition Reduction

American University of Antigua College of Medicine (AUACOM) is pleased to assist the career aspirations of students from the Caribbean Community (CARICOM) by offering a special tuition reduction rate. CARICOM citizens who are accepted into the AUA Basic Science program will receive a 30% reduction in the cost of tuition. The tuition reduction will cover the four semesters of Basic Sciences. Tuition reduction does not include room, board, transportation or educational supplies. To maintain continued eligibility, students must maintain Satisfactory Academic progress (SAP) – promotion to next semester.

Procedure and guidelines

• Tuition reduction is solely used to reduce tuition and cannot result in a cash refund.
• Separate application is required for CARICOM tuition reduction outlining their academic successes and challenges, community service and/ or professional achievements and recognitions.
• Completed application must be accompanied by supporting documents such as a color copy of your passport, color copy of your birth certificate and proof of current residency.
• Tuition reduction will be in the form of credit towards tuition.

AUA is approved by the Canadian Ministry of Education, allowing eligible students to receive Canadian Federal loans, Provincial loans and Federal grants.