Becoming a docotr is a shared dream of many students. However, the path to fulfilling this dream requires more than just hard work – it comes with a considerable financial burden. Determining the cost of medical school tuition can be discouraging for many. If you want to know how much is medical school in the USA and Canada, keep reading to learn all the details.

Medical School Tuition in the USA

Over the past decade, the landscape of medical education has seen a steady rise in costs, with an approximate annual increase of 2.5% since 2014. This upward expense trend has significantly impacted aspiring medical professionals, shaping their financial decisions and educational pursuits. 

According to the latest data, the average medical school cost is $235,827, encompassing tuition, fees, and additional expenses. This substantial financial burden places considerable strain on students and their families, often necessitating strategic financial planning and seeking various financial aid forms.

Breaking down the annual costs further, the average yearly expenditure for medical education amounts to $58,968. However, it’s important to note that these figures are not uniform across all institutions, with costs varying based on factors such as institution type and geographical location. 

For instance, attending an in-state public medical school results in a lower financial outlay, with total costs averaging around $161,972. Conversely, opting for an out-of-state private medical school entails a substantially higher expense, with an average total cost reaching $264,704.

These cost disparities highlight the complex interplay between educational institutions, regional economic factors, and government funding. For students, these variations necessitate careful consideration when selecting a medical school, weighing the potential financial implications against program reputation, faculty expertise, and available resources.

Medical School Tuition in Canada

Tuition fees for Canadian medical schools are contingent upon various factors such as the specific program enrolled in (e.g., MD, MD/PhD), the student’s residency status (Canadian citizen/permanent resident or international student), and their province of residence. Additionally, mandatory fees may differ significantly across programs and campuses.

On average, Canadian citizens and permanent residents attending medical schools in Canada can expect to pay approximately $16,798 annually in tuition fees. Ontario boasts the highest provincial average tuition fee of $27,304 per year.

Financial Aid Options

In the USA and Canada, medical students can access various US or Canadian financial aid to help fund their education. These aids include:

Government Grants – The Student Grants program provides financial assistance for post-secondary students based on financial need. Grants are non-repayable, making them an excellent option for education funding. The amount received can vary depending on the province where you attend medical school and your financial need.

Government Loans – Student Loans are available for full-time study at designated schools, including some post-secondary institutions. These loans are interest-free until six months after you finish full-time school, when repayments start. 

Scholarships and Bursaries – These are distributed based on academic or other merit or financial need. They are non-repayable and can significantly reduce the cost of medical school. However, they often do not cover the total price. Therefore, additional funding sources may be needed.

Loan Forgiveness and Relief Programs—Medical students may qualify for loan forgiveness programs after graduation, primarily if they practice in underserved areas. These programs can significantly reduce their debt.

Keep in mind to look more into differnets steps on how to apply for finanical aids and make sure to go through all of them carefully, depending on the medical school you apply.


In conclusion, the journey to becoming a doctor is not only academically rigorous but also financially demanding, particularly in the USA and Canada. With average medical school costs exceeding hundreds of thousands of dollars, students and families face significant financial burdens. However, various financial aid options such as government grants, loans, scholarships, and loan forgiveness programs exist to alleviate some of these costs. Careful consideration of these options alongside the selection of medical schools is crucial for aspiring medical professionals to navigate the complex landscape of financing their education effectively.

Frequently Asked Questions (FAQs)

How long does becoming a medical doctor in the USA take?

Becoming a medical doctor in the USA typically takes 10 to 12 years of education and training. This timeline includes:

  • High school 
  • Undergraduate degree 
  • Medical school
  • Residency 

How many years does becoming a medical doctor in Canada take?

To become a doctor in Canada, the process generally takes between 9 to 15 years. This timeline includes:

  • Completing an undergraduate degree 
  • Medical school 
  • Residency training 
  • Passing certification examinations
  • Obtaining a Licentiate of the Medical Council of Canada (LMCC)
  • Demonstrating medical knowledge through the Medical Council of Canada Evaluating Examination (MCCEE)
  • If applicable, proving language proficiency
  • Having your medical degree verified by the Medical Council of Canada’s Physician Credentials Repository (PCRC)
  • Obtaining necessary certifications in your province.

Should I attend a public or private university for medical school?

The choice between attending a public or private university for medical school depends on various factors, including tuition costs, financial aid, and personal preferences. 

Public universities generally offer lower tuition fees than private universities, but private universities may provide more economic assistance and other benefits.

How much do Ivy League medical schools cost?

Ivy League medical schools typically cost between $60,000 to $70,000 per year.

What is included in medical school tuition and fees?

Medical school tuition and fees typically include tuition, health insurance, and sometimes room and board. Additional costs may include books, supplies, and personal expenses.

How many medical schools can I apply to?

You should aim to apply to a range of 10 to 17 medical schools. This strategy allows you to concentrate your efforts on institutions where you have a viable chance of acceptance while avoiding spreading yourself too thin.